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Consolidate Debt:

Consolidate high interest debt (auto loans, credit cards, personal loans, and other bills). Managing your monthly expenses can change your life! Imagine what an extra $300.00 a month (average payment reduction) could do for you. There are virtually no good reasons not to have all of your debt consolidated in a mortgage.

Your Bad Debt: Your Mortgage Debt:

Credit Cards:

(Adjustable Rates; Poor Unstable Loan Terms; Extremely High Interest Rates; Compound Interest Charges (Interest on Interest); Non-Tax Deductible Interest.)

Auto Loans:

(Higher Interest sometimes adjustable or subject to Default Rates; most auto loans are short term with high monthly payments; with an auto loan you may have to carry a specific type of insurance coverage that you may not need or want; Non-Tax Deductible Interest)

Personal Loans:

(Because these are unsecured loans they are typically higher interest; shorter payback terms; may be difficult to qualify for.)


Mortgage Debt:

(Lower Payment; Low Fixed or Adjustable Rate; Simple Interest [You don't pay Interest on Interest]; flexible loan terms; Many loan programs to qualify and choose from; easy qualification; Tax-Deductible Fees and Interest.)

Even if you don't have equity there are programs that will allow you to borrow more than your home is worth in order to consolidate debt.

Fill out the form below and we will contact you to discuss your options.



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